18+We list platforms, we don't host chats. Some links are affiliate links
20 platforms on this list · checked October 2026

NSFW AI chat you can pay for with crypto

Want NSFW AI chat you can pay for with crypto? Below are the platforms that take cryptocurrency, ranked by our editors' scores. Our top picks for September 2026 are Secrets AI and AI Peeps (7.5/10), with OurDream AI and Lovescape close behind.

NSFW AI chat platforms that accept crypto, ranked

Card processors are tough on adult AI, which is why so many sites offer crypto instead. Each platform here takes at least one cryptocurrency, and paying that way also leaves no trace on your card statement. How we rank
Rank 1
Candy.ai
PARTNER
8.8/10
Free: 5 msgs totalfree plan
$3.99/mo billed yearly ($13.99 month to month)billed yearly
a detailed character builder with pictures and video made inside the chat
Rank 2
8.6/10
Free: 55 coins totalfree plan
$9.99/mo billed yearly ($19.99 month to month)billed yearly
aI video clips and live voice calls
Rank 3
Secrets AI
PARTNER
8.4/10
Free: 20 msgs/dayfree plan
$9.17/mo billed yearly ($19.99 month to month)billed yearly
lifelike companions and AI video clips with audio
4
7.5/10
Free: 30 msgs/dayfree plan
$7.49/mo billed yearly ($8.99 month to month)billed yearly
talking by voice and running group roleplay
5
7.0/10
Free: 100+ msgsfree plan
$7.99/mo billed yearly ($19.99 month to month)billed yearly
Creating a custom character and getting pictures and video of them
6
6.8/10
Free: 37 msgs/3 hfree plan
$10.50/mo billed yearly ($15 month to month)billed yearly
romance-led roleplay with a generous free allowance every day
7
6.8/10
Free: 15 msgs/dayfree plan
$5/mo billed yearly ($9.99 month to month)billed yearly
fine-tuning a character's look and personality, with pictures during roleplay
8
6.7/10
Free: unlimitedfree plan
$5/mo billed yearly ($5.95 month to month)billed yearly
text roleplay across a big library of user-made characters
9
6.7/10
Free: 11 msgsfree plan
$4.99/mo billed yearly ($12.99 month to month)billed yearly
cheap AI pictures, video clips and written erotic stories
10
6.5/10
Free: unlimited basicfree plan
$4.91/mo billed yearly ($5.99 month to month)billed yearly
text roleplay with a choice of language models
11
6.5/10
Free: 8 msgs/dayfree plan
$9.90/mo billed yearly ($19.90 month to month)billed yearly
real-time video calls and picture generation without a cap
12
6.5/10
Free: 10 msgsfree plan
$5.83/mo billed yearly ($11.99 month to month)billed yearly
scenario-based roleplay on an inexpensive yearly plan
13
6.3/10
Free: 30 msgsfree plan
$9.99/mo billed yearly ($19.99 month to month)billed yearly
a choice of lifelike or anime girlfriends, with explicit video generation
14
6.3/10
Free: 55 Cherriesfree plan
$10/mo billed yearly ($19.99 month to month)billed yearly
Picture and video generation around a catalogue of user-made roleplay characters
15
6.3/10
Free: 40+ msgsfree plan
$4/mo billed yearly ($13.99 month to month)billed yearly
lifelike companions who share photos and short videos
16
6.2/10
Free: 2 msgs totalfree plan
$9.99/mo billed yearly ($12.99 month to month)billed yearly
designing a character from scratch and turning scenes into pictures and short clips
17
6.0/10
Free: 29 msgs/dayfree plan
$8.33/mo billed yearly ($9.99 month to month)billed yearly
lifelike AI girlfriends who share photos and clips mid-conversation
18
6.0/10
Free: 15 msgs totalfree plan
€14.92/mo billed yearly (€12.99 week to week)billed yearly
a personalised companion who answers with voice notes
19
5.8/10
Free: 10 msgs totalfree plan
$39.99/mobilled monthly
chat-triggered video scenes and AI twins of real-life creators
20
5.7/10
Free: 10 msgsfree plan
$25.99/mobilled monthly
building a custom AI girlfriend and generating pictures of her

Ranked by our current score. Prices are what each platform showed at our last check. Partner platforms are labelled.

The platforms, one by one

What each one does well for this list, and where it falls short.

1

Secrets AI

Free: 20 msgs/day · from $9.17/moPARTNER
8.4/10

A companion platform built around a photoreal official cast, video with sound and live voice calls.

  • 187 official companions, realistic or anime, each with a photoreal portrait, a preview video and a voice, and the cast includes male and trans companions
  • Text chat never uses up Moments; paid plans unlock unlimited messages and add 8,000 or 15,000 Moments every month
  • Video with built-in sound at up to 4K, a dedicated NSFW video mode, and live voice calls with every companion

Watch out: Paying monthly costs roughly double the annual rate (19.99 a month against 9.17 a month for Premium)

Try Secrets AI free ↗︎

2

AI Peeps

Free: 30 msgs/day · from $7.49/mo
7.5/10

A character studio that combines voice chat, group chats and image and video generation

  • The free plan gives you 30 text messages a day plus 50 PeepCoins a month
  • Live voice chat, voice messages in custom voices, group chats and image-to-video all on one platform
  • Plenty of ways to pay: card via CCBill, crypto, Telegram Stars and G2A codes

Watch out: Images, video and extra voice are all paid in PeepCoins, and the coin system has a learning curve

Try AI Peeps free ↗︎

3

OurDream AI

Free: 55 coins total · from $9.99/moPARTNER
8.6/10

An AI roleplay platform with an in-depth creator, group chats, video and voice calls.

  • Subscribers get unlimited messages on the standard chat models
  • Images, several kinds of video, audio messages and live voice calls under one roof
  • A six-step creator covering female, male and trans characters, realistic or anime

Watch out: Media runs on coins: a voice call is 50 coins a minute and standard video is 100 coins for every 5 seconds

Try OurDream AI free ↗︎

4

Lovescape

Free: 100+ msgs · from $7.99/mo
7.0/10

An adult AI studio that brings together companion chat, image and video generation, and stories

  • One character profile links chat, images, video and stories, with video models like Sora 2 and Google Veo 3
  • On the annual plan, Premium comes to $7.99 a month
  • According to the help center, charges show up on bank statements under neutral descriptions

Watch out: Live voice calls are disputed: a September 2026 review saw only voice messages, even though the interface promotes calls

Try Lovescape free ↗︎

5

Erogen

Free: 37 msgs/3 h · from $10.50/mo
6.8/10

A romantic AI companion platform with a generous free daily allowance and phone calls

  • On the free tier you can send around 37 messages of your own every 3 hours (75 including her replies), roughly 300 a day
  • Thorough community guidelines covering consent, minors and deepfakes
  • Refunds within 30 days as long as the plan is unused

Watch out: There is no app in the iOS or Android stores; you add the site to your home screen as a web app instead

Try Erogen free ↗︎

6

Nectar AI

Free: 15 msgs/day · from $5/mo
6.8/10

A companion and roleplay platform with an in-depth character creator and image generation.

  • A detailed character creator: all 350+ customization options open up on Ultimate, with fewer on cheaper plans
  • Image and video generation built in and linked to whichever companion you are chatting with
  • Multi-character 'fantasy' roleplay and a public catalog of companions made by users

Watch out: The free plan stops at 15 messages and 10 image generations a day

Try Nectar AI free ↗︎

7

SpicyChat AI

Free: unlimited · from $5/moPARTNER
6.7/10

A roleplay chat platform with a huge library of user-made characters and a choice of models.

  • Free messaging and character creation with no cap (supported by ads)
  • A very big public library of community characters, with lorebooks and group chats of up to 10 bots
  • More than ten language models to pick from, up to DeepSeek V3 and SpicyXL on the highest tier

Watch out: A July 2026 review mentions long queues for free users at busy times (we saw none on a Saturday evening), and the platform notes ads on the free tier

Try SpicyChat AI free ↗︎

8

fuckd.ai

Free: 11 msgs · from $4.99/mo
6.7/10

An uncensored AI girlfriend and boyfriend site: 192 official characters, images and video paid for with Spunk, group chats, voice calls and adult stories written by AI.

  • On paper, media is inexpensive: 6 Spunk per image and 20 per 5-second clip with sound, and the packs in the site's code work out to roughly 0.8 to 1.2 US cents per Spunk
  • Yearly Premium costs 4.99 a month (59.88 a year) and includes unlimited messages and 400 Spunk monthly, with 400 extra Spunk in month one, according to the paywall a new account was shown on 26 September 2026
  • 192 official characters across realistic, anime and fantasy styles, 33 of them male, alongside a detailed creator and a human-reviewed community list

Watch out: Prices shift with pricing tests and are loaded from an API, so our numbers come from the site's code and a reseller, and Deluxe pricing is not published

Try fuckd.ai free ↗︎

Questions and answers

Short answers about nSFW AI chat platforms that take crypto payments.

All best-of lists →
What is the best NSFW AI chat that accepts crypto?

For NSFW AI chat paid with crypto in September 2026, our editors' top picks are Secrets AI and AI Peeps (7.5/10). OurDream AI and Lovescape are the next strongest options.

How is this list ranked?

Only the 20 platforms that accept crypto payments are included, ordered by our editorial score. If two land on the same score, a featured placement settles the order. Some links are affiliate links; partner platforms are labelled. The cards at the top are partner picks, selected for rank, free use and price among platforms we have a partner link with, and each one shows where it sits in the overall ranking.

How often is it updated?

We recheck platform facts by hand, and the character index refreshes every night, so the order shifts whenever the data does. This list reflects September 2026.

Secrets AI Top partner, #1 of 28

Try free ↗︎