Cheap NSFW AI chat: the lowest real prices

An erotic roleplay site organised around scenarios, with a big official story library and video covers; photos, videos and voice are paid for in Flames even if you already have Premium.

• The catalogue holds 179 official scenarios, 164 of them with short MP4 video covers, starring 118 official characters, among them male, gay, trans and anime ones
• Annual Premium costs 46.92 (roughly 3.91 a month at the prices we were shown on 25 September 2026) and unlocks unlimited text roleplay across every story
• The scenario builder can expand a one-line idea into a full story or take every detail by hand, with up to five characters, a narrator and AI suggestions, alongside a thorough character creator

Watch out: Premium does not cover most extras, which are charged in Flames: 20 a photo, 119 to 499 a video, 10 for each new character, 1 for each paragraph of voice and 170 to 640 for a Hot-pack, while you need a subscription to buy Flames at all

Try EroPlay free ↗︎

A companion site that pairs a character builder with image and video generation and voice features.

• More than 100 ready-made characters in realistic and anime looks, along with an in-depth builder for your own
• Pictures, image-to-video clips, voice notes and voice calls are all available on one platform
• The annual plan brings the monthly cost right down (3.99 a month, charged as 47.88 a year)

Watch out: The free tier is tiny: 5 messages in all, a single custom character and one picture

Try Candy.ai free ↗︎

A browser-based character chat with AI photos, short clips and video calls, all paid for in Neurons

• You can generate images and short videos and start video calls without leaving the chat window
• Build your own character or browse the Joi Original and community libraries, which include anime and male categories
• The site comes in seven languages, among them German, Spanish, Japanese and Portuguese

Watch out: Neurons are spent on adult messages, photos and videos, so the more you use it, the more you pay

Try JOI AI free ↗︎

A character chat service built on user-made bots, with tiered model options and spoken replies.

• Every plan, including free, has unlimited use of the free models, and free accounts also get 100 credits a month for Pro models
• A big catalogue of community characters with thorough tagging, plus group chat for paying members
• Even free users get voice replies and can set custom voices

Watch out: The pricing is hard to follow, spread over six tiers, monthly credits, an extra Pro models add-on and two in-site currencies

Try CrushOn.AI free ↗︎

An uncensored AI girlfriend and boyfriend site with 192 official characters, group chats, voice calls, AI smut stories, and images and video that you buy with Spunk.

• Media looks cheap on paper: 6 Spunk per image and 20 per 5-second clip with sound, with packs in the site code costing roughly 0.8 to 1.2 US cents a Spunk
• The paywall our new account saw on 26 September 2026 offered annual Premium at 4.99 a month (59.88 a year), with unlimited messages and 400 Spunk monthly, plus a 400 Spunk bonus in month one
• There are 192 official characters in realistic, anime and fantasy styles (33 are male), as well as a detailed creator and a human-reviewed community list

Watch out: Plan prices shift with pricing tests and are pulled from an API, which is why our figures are taken from the site code and a reseller; Deluxe pricing is not public

Try fuckd.ai free ↗︎

A companion and roleplay service known for an in-depth character creator and built-in image generation.

• The creator is very detailed, with every one of its 350+ customization options open on Ultimate and fewer on cheaper plans
• Image and video generation are built in and linked to whichever companion you are talking to
• You get multi-character 'fantasy' roleplay and a public library of companions made by users

Watch out: Free users are capped at 15 messages and 10 image generations a day

Try Nectar AI free ↗︎

A roleplay chat site with a huge community character library and a choice of models.

• Free accounts can send unlimited messages and create unlimited characters, paid for by ads
• An enormous public catalog of community characters, along with lorebooks and group chats that hold up to 10 bots
• More than ten language models to pick from, topping out at DeepSeek V3 and SpicyXL on the highest plan

Watch out: One review from July 2026 describes long queues for free users during busy hours (our Saturday evening test had none), and the site says free accounts can see ads

Try SpicyChat AI free ↗︎

An AI girlfriend platform offering live calls, images, video and a visual character creator.

• Its slider-driven visual creator is rated by 2026 reviews as one of the best in this category
• Pictures, short clips, voice notes and live voice calls all live on the same platform
• Subscription prices on the site are low (69.99 a year)

Watch out: The public site does not list what tokens or content packs cost

Try FantasyGF free ↗︎